Monese - A banking alternative

Monese - A banking alternative gives you the flexibility to manage money across multiple currencies from your phone. Open a GBP, EUR, or RON account instantly, switch between currencies in seconds, and access your finances wherever you are — whether you're living abroad, traveling, studying, or working across borders.

Handle everyday banking with ease. Receive your salary directly, set up automatic Direct Debits for rent or subscriptions, and track spending in real time. Get a contactless Mastercard debit card accepted globally at millions of locations, online retailers, and ATMs. Spend abroad with no hidden fees on card transactions or cash withdrawals. Create a virtual card for extra security when shopping online or in-store. Send and receive money locally and internationally in multiple currencies, and withdraw cash from ATMs worldwide within generous allowances.

Manage your finances with clarity and control. The app shows you a detailed breakdown of every transaction, so you always know where your money goes. Build savings pots for specific goals, automate recurring payments, and monitor your account with instant notifications whenever you spend, receive funds, or make transfers. Link your PayPal account to manage balances and payments from one place. Generate instant account statements in PDF or XLS format anytime you need them.

Tailor your account to your life. Open a joint account to share spending and savings with a partner, roommate, or friend. Business accounts are available for entrepreneurs and self-employed professionals. Pay securely with Google Pay for a faster checkout experience. UK residents can use Credit Builder to grow their credit history while saving money simultaneously.

Security is built in. Protect your account with biometric login, card locking, 3D Secure verification, and strong encryption. You control what your card can do and where it can be used.

Joining is straightforward. You can open an account regardless of citizenship or financial history, as long as you're at least 18 and live in the European Economic Area. Over 2 million people already trust Monese - A banking alternative to handle their money across borders, currencies, and continents. Download today and experience mobile banking built for modern life.